The Community Development Department oversees Code Enforcement. It's also responsible for the management and administration of Community Development Block Grant (CDBG) and HOME Investment Partnership Program (HOME) funds provided annually to the City of Odessa by the U.S. Department of Housing and Urban Development (HUD). The city uses these funds to provide decent housing and a suitable living environment, principally for low - and moderate - income citizens of Odessa.
The Community Development Department offers the following programs to eligible low- moderate-income citizens of Odessa
Homebuyer Assistance Program
Down Payment & Closing Cost Assistance
The City can provide down payment assistance, 5% or 10% of the purchase price, for an existing home. Homes considered for purchase must be pre-approved and meet the Housing Quality Standards. The City will also provide closing cost assistance of up to $3,500 for eligible closing costs. In no case will the down payment and closing cost assistance exceed $10,000. The assistance is a zero-interest, deferred payment loan with a minimum of $1,000 and a maximum of $10,000 for the down payment and closing cost for the purchase of an existing home.
The assistance for newly constructed homes will also be provided at zero-interest, deferred payment loan with a minimum of $2,500 and a maximum of $20,000 for down payment based on the family income and size. The City will also provide closing cost assistance of up to $4,000 for eligible closing costs. In no event will the total assistance exceed $24,000.
To be eligible households must have an annual income that is less than the income limits set by the U.S. Department of Housing and Urban Development (HUD) every year. To determine your eligibility refer to the following table. (Income limits change annually typically in June or July.)
Click here Version OptionsCommunity DevelopmentHeadlineto view Steps to Owning your own home.
2023 Annual Income Limits
Residential Housing Rehabilitation Program
This program aims to provide safe, sanitary, and habitable homes to the citizens of Odessa by improving the dwelling and removing any health and safety hazards. Community Development offers several housing rehabilitation programs such as Minor Repair, Emergency Repair, full Rehabilitation, and Reconstruction. The program assists low- to moderate-income families, defined by HUD as 80% or less of Area Median Income.
The City of Odessa provides Emergency Repair Assistance to families who immediately need certain home repairs. Repairs include (call for a full list of eligible repairs):
- Electrical Hazards
- Hazardous Furnaces or No Heat During the Winter
- No Water or Severely Leaking Pipes
- Severely Leaking Roofs
- Weakened Floors
The minor repair program addresses housing issues that are not eligible for emergency repair but of a nature that requires repairs. The homeowner needs assistance in completing the repairs. These repairs can include but are not limited to:
- Ceiling and Roof Repair Where Roof Is Not Collapsing
- Energy Efficient Windows
- Entry Doors
- Flooring in Severe Cases
- Siding Repair
2023 Annual Income Limits
Annual Income Limit
- Click here Additional Information Additional Information to view program Qualification guidelines.
Elderly or Disabled Lawn Mowing Program
This program offers assistance with lawn mowing to citizens of Odessa who meet the criteria and require assistance with lawn mowing. To be considered for the program, an applicant must:
Mortgage/Rent & Utility Assistance Program
The City's Mortgage, Rent, and Utility Assistance Program (MRU Program) is funded by the CARES Act CDBG-CV funding allocated to the City by the Housing and Urban Development. The program is designed to assist eligible citizens of Odessa directly impacted by COVID-19 pandemic with mortgage, rent, and/or utility assistance. Payments are made on behalf of the eligible applicant(s) directly to the Mortgage company, landlord, and utility company.
Citizens of Odessa that meet the Program Eligibility Requirments below should contact our office to be placed on the waiting list. The City's Program is on a first-come, first-served basis.
PROGRAM ELIGIBILITY REQUIREMENTS
- Affected by COVID-19: The applicant must have been affected by COVID-19 according to the program guidelines.
- Head of Household must have lost employment or have had their monthly income reduced to 50% or more due to reduced employment hours related to COVID-19.
- Citizenship: All applicants must be U.S. citizens or have long-term legal residency status.
- Income guidelines: The total household income cannot exceed the income limits set by HUD. This program assists low to moderate-income families as defined by HUD as 80% or less of the Area Median Income for the household size.
- Property: The property must be located within the city limits, and the applicant must be listed as the Mortgagee, Tenant, and/or named on the utility bill.
- Residency: Applicants will be required to provide proof of residency such as lease agreement, mortgage statements, and or utility (Gas/Electric) statements.
- Drug and Criminal Activity: Residents of the property cannot have a felony conviction within the last 5 years.